20 Major Obstacles for Financial Freedom.
2. Low wages
3. Financial illiteracy
4. Bad family relationship
5. Lack of sound personal financial management principle
6. Poor spending habits
7. Lack of clear financial goals
8. Credit card dependency
9. Poor knowledge of the numbers game when comes to money
10. Your money is working for others
11. Fear of taking investment risk
12. Play ultra-safe when comes to money matters.
13. No financial budget to follow
14. Bad spending habits, expenses exceed our income
15. Lack of patience in accumulation of wealth
16. Constantly looking for financial independence short-cuts
17. Setting financial goals which are not time-bound
18. No plan to follow
19. Not knowing how to chose your mentor when it comes to money matters
20. Waiting for tomorrow
Take a few minutes and go thru this list once more.
Identify any such trait which you may have have.
Take a vow to overcome this.
This message has been posted on HMGoogleGroup by: Adi